5 New Year’s Financial Resolutions That Will Actually Help You

Hey there! Ready to kick off the new year with a bang? If you’re looking to transform your finances and set yourself up for success, you’ve come to the right place. Let’s dive into five rock-solid New Year’s financial resolutions that will truly make a difference. No fluff, just results. Buckle up, because these tips are about to take your money game to the next level!

1. Ditch the Money Mindset Blocks

Alright, let’s get real. One of the biggest hurdles to financial success is the baggage we carry about money. You might dream about that dream vacation or new car, but instead of focusing on the positives, you’re stuck worrying about what you don’t have or what could go wrong.

Here’s the deal: if you want to build that dream lifestyle and actually make it happen, you need to clear out that mental clutter. Imagine swapping out those negative thoughts for positive, empowering ones. That’s what I’ve done with countless clients who’ve built multi-six and seven-figure businesses. It’s all about getting rid of the head trash and focusing on abundance.

How to Clear Your Money Mindset

• Acknowledge your beliefs: What are the limiting thoughts you have about money? Write them down.
• Challenge those beliefs: Ask yourself, “Is this really true?”
• Replace with positive affirmations: Start each day with statements that boost your financial confidence.

2. Give Yourself Permission to Succeed®

Do you ever feel like you’re driving with one foot on the brake? That’s what happens when you don’t give yourself Permission to Succeed®. It’s like holding yourself back from reaching your full potential.

Self-sabotage? It’s real. When you don’t believe you deserve success, you’re setting yourself up for failure. Let go of those self-imposed limits and step into your power.

How to Grant Yourself Permission

• Visualize success: Picture what achieving your goals looks like.
• Set achievable goals: Break down your big dreams into smaller, manageable steps.
• Celebrate small wins: Recognize and reward yourself for every step forward.

3. Pay Yourself First

Ever feel like you’re working hard, but not seeing the results you want? If you’re not paying yourself first, you’re making a major financial blunder.

When you prioritize your own paycheck, you’re not just covering bills—you’re investing in yourself. This is a game-changer. My clients have seen massive success simply by flipping the script and making themselves the top priority.

Steps to Pay Yourself First

• Set up automatic transfers: Decide on a percentage of your income to transfer to savings or investments as soon as you get paid.
• Adjust your budget: Ensure your expenses are covered after paying yourself.
• Reinvest in yourself: Use some of that money for personal growth and professional development.

4. Stop Being Stingy With Yourself

It’s great to be generous, but when you’re more inclined to spend on others and skimp on yourself, it’s time for a change. Money isn’t just a tool for survival; it’s a means to live a rich, fulfilling life.

You deserve to enjoy the fruits of your labor. Whether it’s a little splurge or investing in your well-being, remember: you’re worth it.

Ways to Treat Yourself

• Budget for enjoyment: Allocate funds specifically for personal pleasures and self-care.
• Invest in experiences: Spend on activities that bring you joy and growth.
• Gift yourself: Occasionally, buy something that makes you feel good.

5. Find a Money Mentor

Let’s face it: doing everything on your own can be overwhelming. If you’re still trying to navigate your financial journey without guidance, it’s time to find a mentor. A money mentor will provide you with a proven framework to get from where you are to where you want to be, faster and with less stress.

I’ve seen entrepreneurs transform their financial situations by working with the right mentor. It’s not just about advice; it’s about having a roadmap to success.

Finding the Right Mentor

• Research potential mentors: Look for someone with a track record of success in your industry.
• Seek recommendations: Ask peers or colleagues for referrals.
• Assess compatibility: Ensure their style and approach align with your goals.

Conclusion

So there you have it—five financial resolutions that will genuinely propel you toward success. From transforming your mindset to finding the right mentor, these tips are designed to make a real impact on your financial journey.

Remember, financial success doesn’t come from just dreaming about it. It comes from taking actionable steps and making smart choices. Ready to crush your financial goals this year? Let’s do this!

FAQs

Q: How can I start changing my money mindset?
A: Begin by identifying and challenging negative beliefs about money. Replace them with positive affirmations and focus on what you want to achieve.

Q: What if I struggle to pay myself first?
A: Set up automatic transfers and adjust your budget to ensure you’re prioritizing your savings and investments.

Q: How do I find a good money mentor?
A: Look for someone with proven success in your field, seek recommendations, and ensure their approach aligns with your goals.